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Baccarat counting: Basic rules and expectations explained
Many strategies can be used in live baccarat, but many players are at a loss for an answer when asked which is the best strategy! One of the best strategies is baccarat counting. Baccarat counting, as the name suggests, is a strategy that involves counting the cards used in the game.
You can do this by writing the numbers on a piece of paper and writing “positive” or using a special application. Although it looks simple at first glance, there are many cautions and things to remember. If you are a beginner in baccarat counting, please read this article to get the correct counting knowledge.
Beginner’s guide to baccarat rules

The rules of baccarat are simple, it is a game of predicting which hand will win between the player or the banker. The winner is the one whose last digit of the two cards dealt is closest to 9. The reason baccarat is so popular is because of its simplicity and every round is short. You can enjoy baccarat even more if you remember the following additional rules!
Card Counting
In baccarat, cards are counted as follows
- 1 is 1 point
- 2~9 remain the same
- 10, J, Q, and K are 0 points
Remember that only the last digit is used in baccarat.
Baccarat may draw three cards.
In baccarat, the first two cards are used to settle the game, but in some situations, a third card must be drawn.
There are two conditions for drawing a third card
- Player's first two cards totaling the last digit 1~5
- When the total number of the banker's first two cards is less than or equal to the last digit 6 and the player is close to 9
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Baccarat Terminology
Baccarat has many technical terms instead of difficult rules. It is challenging for a beginner to memorize all of them but here are a few important ones:

Names of tools used in baccarat:
|
Deck (Stack) |
A standard deck consists of 52 playing cards excluding jokers. Baccarat is played with a stack of 6 or 8 of these. |
|
Shoe |
Refers to the cards on the right side of the screen that have yet to be drawn or used in the game. |
|
Discard Pile |
Refers to the cards on the left side of the screen where the dealer puts used cards from the previous rounds. |
|
Dealer |
It is the person behind the table who distributes cards. |
|
Banker |
The hand on the right side of the table. It gets its cards after the player. |
|
Player |
The hand on the left side of the table. It draws its cards first before the banker. |
Baccarat terminology you need to know:
|
Terms |
What does it mean? |
|
Baccarat |
What to say when the last digit of a hand is 0. |
|
Tie |
A prediction that both player and banker will have equal last digits. |
|
Natural |
Abbreviation for ‘natural hand’ which means the first two cards dealt in a hand results in an 8 or 9. |
|
House Edge |
The profit margin the casino receives. Bets on the player has 1.24% house edge but the banker only has 1.06%. |
Baccarat counting – The most powerful strategy in the game
Card counting is the strategy that is called the most powerful for baccarat. The reason is that all you have to do is count the cards used in the game. And not only is it easy even for beginners, but it also has the following advantages:
Better winning chances
Counting makes it easier to keep track of the remaining cards in the shoe. Knowing the cards makes it easier to predict who will be the player or the banker, making it easier to bet in favor of the player or the banker.
Fewer errors in judgment
Knowing the remaining cards in the shoe makes it easier to predict the next game and beyond. As a result, fewer human errors are made, leading to a win for you.
It’s more effective the longer you play
Counting reduces the number of cards in the shoe and increases the number of cards placed in the discard holder. In the late stages of the game, it is easier to know which side to bet on, the player or the banker.
Four points in baccarat counting to always expect
Now that you are familiar with the terminology of counting, we will now introduce the key points to counting in baccarat to raise your expectations. The four points we are about to introduce are just as important as the terminology we have just introduced.
Know whether the player or the banker has the advantage.
After some time of playing baccarat, you will also know what cards are in the shoe because the cards that are dealt are revealed. You will know whether the player or the banker has the advantage at this point.
The more you know, the more likely you are to win the game. In this section, we will explain which situation is favourable to the player and which situation is favourable to the banker.
Player advantage
A player has an advantage if there are more cards of 4 or less left in the shoe. For example, suppose the player's cards are “2 and 2” for a total of 4 and the banker's total is “4 and 3” for a total of 7.
The player must draw another card because his total number of cards is 5 when the first two cards are dealt. If there are many cards in the shoe that are 4 or less, the player has the advantage because there is a high probability that the player will draw a card of 4 or less.
Banker’s advantage
Conversely, when the banker has the advantage is when there are many cards in the shoe that are 6 or higher. This is because when the third card is dealt, it may be 10 or more.
For example, if the player's numbers are “6 and 9” for a total of 5 and the banker's numbers are “7 and 7” for a total of 4, the total number is less than 5 and the player must get another card. Since there are many 6s and higher in the shoe, the banker has a better chance of winning.
The banker’s advantage
In baccarat, the banker is more likely to win than the player. The reason for this is the difference in house edge. Baccarat odds are slightly higher for the player at 1.24% compared to 1.053% for the banker, and the payout is slightly lower for the banker. It’s not a big difference but you might as well go for the banker if you’re unsure which one to bet on.
|
Probability |
Rate of return |
House edge |
Payout | |
|
Banker |
Roughly 45.8% |
98.947% |
1.053% |
0.95:1 |
|
Player |
Roughly 44.6% |
98.76% |
1.24% |
1:1 |
|
Tie |
Roughly 9.6% |
85.68% |
14.32% |
8:1 |
The shoe size affects counting effectiveness
Some people say counting does not help, but they may not be practicing counting correctly. The best option is playing on a table with a new shoe. It’s difficult to count when there are so few cards left to draw. Find a table with as many cards in the shoe as possible.
A big bankroll is important
The most important factor when practicing counting in baccarat is money. The later in the game, the more advantageous card counting becomes. Be sure to have enough money to play until the shoe runs out before you start counting.
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The disadvantages of the counting winning method in baccarat
Card counting is a very powerful baccarat-winning method, but it also has some disadvantages. When using the winning method, be sure to look at the disadvantages as well as the advantages. There are three disadvantages of counting.
You need to find a table with a full shoe
When counting in baccarat, you must play at a table with many cards in the shoe. The reason is that at a table with a few cards in the shoe, you don't know whether the banker has the advantage or the player has the advantage. This is not a good match for those who want to play quickly because you have to find multiple tables.
You have to stay in the game until the end of the game
The effects of counting in baccarat are not immediate. You should not know whether the banker or the player has the advantage until you have played at least a few dozen games. Unlike the martingale and reverse martingale strategies, which can be used to make money in a short time, you will not even know whether the player or the banker has the advantage until you play more than a few dozen games.
Counting is unnecessary early on
Counting is effective in the second half of the game when there are fewer cards in the shoe. It is not necessary to refer to counting in the early stages of the game. It is only to predict what cards have been ejected in the early stages of the game and what cards are left in the shoe.
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Baccarat card counting with higher expectations has a hi-low system.
Although it is sufficient to simply write down the cards that are given out on a piece of paper, there is a better counting method. It is the Hi-Lo system. The Hi-Lo system classifies all cards as follows
How to count cards in the Hi-Lo system.
|
Score |
Card rank |
|
+1 |
A, 2, 3, 4, 10, J, Q, K |
|
+0 |
5 |
|
-1 |
6, 7, 8, 9 |
If the total value of the cards played is negative, the player has the advantage. And if the total value is +, the banker has the advantage. Counting on paper using positive characters is good, but it is not uncommon for human errors to occur, such as miscounting or miscalculation.
When counting, it is better to be as concise and easy to read as possible. The Hi-Lo system is recommended over writing positive letters, as it is cleaner looking.
20 cards played in the game and the number of cards dealt.
|
Number of cards |
0 |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
|
Cards dealt |
12 |
2 |
4 |
5 |
8 |
7 |
6 |
5 |
7 |
5 |
This card-counting exercise was practised in Salon Privé Baccarat, which can be played at Livecasino.io. First, we played about 20 games and calculated the total number of cards that were put on the field.
At the end of 20 games, there were 31 ‘0~4’ cards. There are 22 cards in the ‘6-9’ bracket. The 22 ‘6~9’ cards are fewer than the ‘0~4’ cards, so the banker currently has the advantage. As we now know that the bunker has the advantage, we will start the game with an emphasis on the bunker from the 21st game. 21~30 game results.
Card counting results
|
Number of games |
Winner |
|
21 |
Banker |
|
22 |
Banker |
|
23 |
Player |
|
24 |
Banker |
|
25 |
Banker |
|
26 |
Player |
|
27 |
Banker |
|
28 |
Banker |
|
29 |
Player |
|
30 |
Banker |
As per the counts, the banker had the advantage and won 7. Players had three wins.
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Summary
This article provides a detailed explanation of the casino strategy of baccarat counting. Baccarat counting has its pros and cons, but it seems to be true that many people are counting with the correct knowledge. Please make sure that you are counting with the correct knowledge.
When counting baccarat, it is particularly important to keep counting until the end of the game and to choose a table with plenty of cards in the shoe. Just following these two things will increase your chances of winning!
If you are going to play baccarat, try playing with the counting described in this article. You should be able to achieve good results in Baccarat. Livecasino.io offers a wide variety of live casino tables in addition to baccarat, so take the opportunity to register and enjoy casino games.
Frequently asked questions
What is the strongest number in baccarat?
In baccarat, you compete on the total of the last digit, so the strongest card has a total value of 9.
Is baccarat gambling illegal?
Not if you are a licensed online casino.
What are the odds of getting a tie in baccarat?
The probability of a tie in baccarat is 9.52% and the payout is 9x.
What are the conditions for winning in baccarat?
The player and the banker win if the last digit of their cards are close to 9.



